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BUYING A CENTURY HOME - WHAT TO KNOW

Essential Information & Questions Before You Buy a Century Home

Century homes, defined as those over 100 years old, captivate buyers with their timeless elegance, unique architecture, and historical significance. However, their age also brings specific challenges. This guide outlines the key considerations and questions you need to ask to make a smart investment in a historic property.

Understanding Century Homes

These properties are celebrated for their distinctive styles, from Victorian mansions to rustic farmhouses and handcrafted features like crown molding and stained glass. While they offer immense charm, they often demand more upkeep and careful inspection than modern houses.

Pros and Cons of Ownership

The Benefits: Unique architectural details, larger lots with mature trees, and the prestige of owning a piece of history.

The Drawbacks: Potentially outdated plumbing, wiring, and insulation; hidden issues like foundation problems or hazardous materials (e.g., lead paint, asbestos); higher maintenance costs; and possible heritage designations that limit renovations.

Initial Red Flags to Spot

Even without an inspector, you can look for these warning signs:

Structural: Sloping or uneven floors, cracks in walls/ceilings, and doors/windows that stick.

Moisture & Wear: Drafts around windows, water stains, peeling paint, musty odors, and visible mildew.

Exterior & Systems: Worn siding or roofing, rusty gutters, and corroded pipes or fixtures.

Critical Questions to Ask

To ensure you're making an informed decision, be sure to get answers to these questions:

What is the full history of maintenance and renovations?

Are there any heritage designations that restrict changes to the property?

What were the findings of the professional inspection reports?

What is the condition of the foundation and basement?

What type of heating system is in place, and how old is it?

Have the windows and doors been updated, and if so, when?

If the home has a chimney, what is its current condition and does it need work?

Is there documentation, such as receipts or warranties, for past work done?

Are there local government programs or grants available to help with renovation costs for historic homes?                   

A century home can be a deeply rewarding purchase, filled with history and charm. By conducting careful research, knowing what to look for, and asking the right questions, you can confidently choose a home that will be a cherished gathering place for generations to come.

Hope you like the info. As a century home expert, feel free to call me with any questions.

Susan